:root {
  --encre: #0a1020;
  --encre-2: #111a2e;
  --encre-3: #1b2640;
  --papier: #f6f4ef;
  --blanc: #ffffff;
  --texte: #0e1424;
  --gris: #586174;
  --gris-clair: #9aa3b5;
  --ligne: #e2ded4;
  --ligne-sombre: rgba(255, 255, 255, 0.12);
  --rouge: #c8102e;
  --rouge-fonce: #a00d25;
  --ambre: #e0a526;
  --vert: #1f7a4d;
  --rayon: 6px;
  --largeur: 1180px;
  --titre: 'Manrope', system-ui, sans-serif;
  --corps: 'Inter', system-ui, sans-serif;
  --mono: 'JetBrains Mono', ui-monospace, monospace;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--papier);
  color: var(--texte);
  font: 400 17px/1.65 var(--corps);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3, h4 { font-family: var(--titre); line-height: 1.12; margin: 0 0 0.5em; letter-spacing: -0.02em; }
h1 { font-size: clamp(2.3rem, 5.4vw, 4.2rem); font-weight: 800; }
h2 { font-size: clamp(1.8rem, 3.6vw, 2.75rem); font-weight: 800; }
h3 { font-size: 1.2rem; font-weight: 700; letter-spacing: -0.01em; }
p { margin: 0 0 1em; }

.conteneur { width: 100%; max-width: var(--largeur); margin: 0 auto; padding: 0 16px; }
@media (min-width: 720px) { .conteneur { padding: 0 32px; } }

.etiquette {
  display: inline-flex; align-items: center; gap: 10px;
  font: 600 0.74rem/1 var(--mono); letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--rouge); margin-bottom: 18px;
}
.etiquette::before { content: ''; width: 28px; height: 2px; background: currentColor; }
.sombre .etiquette { color: var(--ambre); }

/* Boutons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 15px 26px; border-radius: var(--rayon); border: 2px solid transparent;
  font: 700 0.98rem/1.2 var(--titre); text-decoration: none; cursor: pointer;
  transition: background 0.15s, border-color 0.15s, color 0.15s, transform 0.15s;
}
.btn:active { transform: translateY(1px); }
.btn-rouge { background: var(--rouge); color: #fff; }
.btn-rouge:hover { background: var(--rouge-fonce); }
.btn-contour { border-color: currentColor; color: inherit; background: transparent; }
.btn-contour:hover { background: rgba(255, 255, 255, 0.08); }
.clair .btn-contour:hover, .btn-contour.fonce:hover { background: rgba(10, 16, 32, 0.05); }
.btn .fleche { transition: transform 0.15s; }
.btn:hover .fleche { transform: translateX(3px); }

/* En-tête */
.entete {
  position: sticky; top: 0; z-index: 50;
  background: rgba(10, 16, 32, 0.94); backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--ligne-sombre); color: #fff;
}
.entete .conteneur { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.logo { display: flex; align-items: center; gap: 11px; text-decoration: none; font: 800 1.28rem/1 var(--titre); letter-spacing: 0.02em; }
.logo svg { width: 30px; height: 30px; flex: none; }
.logo span b { color: var(--rouge); font-weight: 800; }
.nav { display: none; align-items: center; gap: 30px; }
.nav a { text-decoration: none; font-size: 0.94rem; font-weight: 500; color: rgba(255, 255, 255, 0.78); }
.nav a:hover, .nav a[aria-current] { color: #fff; }
.nav .btn { padding: 11px 18px; color: #fff; }
.burger { background: none; border: 0; color: #fff; padding: 8px; cursor: pointer; }
.burger svg { width: 26px; height: 26px; display: block; }
.menu-mobile { display: none; border-top: 1px solid var(--ligne-sombre); padding: 8px 16px 20px; }
.menu-mobile.ouvert { display: block; }
.menu-mobile a { display: block; padding: 14px 0; text-decoration: none; border-bottom: 1px solid var(--ligne-sombre); font-weight: 500; }
.menu-mobile .btn { margin-top: 18px; width: 100%; border: 0; }
@media (min-width: 960px) {
  .nav { display: flex; }
  .burger, .menu-mobile, .menu-mobile.ouvert { display: none; }
}

/* Bandeau haut */
.alerte { background: var(--rouge); color: #fff; font-size: 0.86rem; text-align: center; padding: 9px 16px; }
.alerte a { font-weight: 700; }

/* Hero */
.hero { position: relative; background: var(--encre); color: #fff; overflow: hidden; }
.hero-fond { position: absolute; inset: 0; }
.hero-fond img { width: 100%; height: 100%; object-fit: cover; opacity: 0.42; }
.hero-fond::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(90deg, var(--encre) 8%, rgba(10, 16, 32, 0.82) 48%, rgba(10, 16, 32, 0.35) 100%),
    linear-gradient(0deg, var(--encre) 0%, transparent 35%);
}
.hero .conteneur { position: relative; padding-top: 72px; padding-bottom: 72px; }
@media (min-width: 960px) { .hero .conteneur { padding-top: 120px; padding-bottom: 110px; } }
.hero h1 { max-width: 15ch; }
.hero h1 em { font-style: normal; color: var(--rouge); }
.hero .chapo { font-size: clamp(1.05rem, 1.6vw, 1.22rem); color: rgba(255, 255, 255, 0.8); max-width: 58ch; margin-bottom: 34px; }
.hero .actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero .actions .btn { flex: 1 1 240px; max-width: 320px; }
.hero-page .conteneur { padding-top: 64px; padding-bottom: 64px; }
@media (min-width: 960px) { .hero-page .conteneur { padding-top: 96px; padding-bottom: 88px; } }
.fil { font: 500 0.8rem/1 var(--mono); color: var(--gris-clair); margin-bottom: 22px; letter-spacing: 0.04em; }
.fil a { text-decoration: none; }
.fil a:hover { color: #fff; }

/* Engagements */
.engagements { background: var(--encre-2); color: #fff; border-top: 1px solid var(--ligne-sombre); }
.engagements .grille { display: grid; grid-template-columns: 1fr; }
@media (min-width: 640px) { .engagements .grille { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1020px) { .engagements .grille { grid-template-columns: repeat(4, 1fr); } }
.engagement { padding: 28px 0; border-bottom: 1px solid var(--ligne-sombre); }
@media (min-width: 1020px) {
  .engagement { padding: 34px 28px; border-bottom: 0; border-left: 1px solid var(--ligne-sombre); }
  .engagement:first-child { border-left: 0; padding-left: 0; }
}
.engagement strong { display: block; font: 800 1.9rem/1 var(--titre); margin-bottom: 8px; letter-spacing: -0.02em; }
.engagement strong span { color: var(--rouge); }
.engagement p { margin: 0; color: rgba(255, 255, 255, 0.68); font-size: 0.93rem; }

/* Sections */
.section { padding: 80px 0; }
@media (min-width: 960px) { .section { padding: 112px 0; } }
.section.blanc { background: var(--blanc); }
.section.sombre { background: var(--encre); color: #fff; }
.entete-section { max-width: 760px; margin-bottom: 52px; }
.entete-section p { color: var(--gris); font-size: 1.08rem; }
.sombre .entete-section p { color: rgba(255, 255, 255, 0.7); }
.centre { text-align: center; margin-left: auto; margin-right: auto; }
.centre .etiquette { justify-content: center; }

/* Deux portes */
.portes { display: grid; gap: 22px; }
@media (min-width: 900px) { .portes { grid-template-columns: 1fr 1fr; } }
.porte {
  position: relative; display: flex; flex-direction: column; border-radius: 10px; overflow: hidden;
  background: var(--blanc); border: 1px solid var(--ligne); text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s;
}
.porte:hover { transform: translateY(-3px); box-shadow: 0 22px 50px -24px rgba(10, 16, 32, 0.35); }
.porte img { aspect-ratio: 16 / 9; object-fit: cover; width: 100%; }
.porte .corps { padding: 30px 26px 32px; display: flex; flex-direction: column; flex: 1; }
@media (min-width: 720px) { .porte .corps { padding: 36px 38px 40px; } }
.porte .qui { font: 600 0.74rem/1 var(--mono); letter-spacing: 0.14em; text-transform: uppercase; color: var(--rouge); margin-bottom: 14px; }
.porte h3 { font-size: 1.6rem; font-weight: 800; }
.porte p { color: var(--gris); }
.porte ul { margin: 0 0 28px; padding: 0; list-style: none; }
.porte li { padding: 8px 0 8px 28px; position: relative; border-top: 1px solid var(--ligne); font-size: 0.97rem; }
.porte li::before { content: ''; position: absolute; left: 2px; top: 17px; width: 12px; height: 7px; border-left: 2px solid var(--rouge); border-bottom: 2px solid var(--rouge); transform: rotate(-45deg); }
.porte .btn { margin-top: auto; align-self: flex-start; }
.porte.debiteur .qui { color: var(--vert); }
.porte.debiteur li::before { border-color: var(--vert); }

/* Frise de la méthode */
.frise { display: grid; gap: 0; counter-reset: etape; }
@media (min-width: 900px) { .frise { grid-template-columns: repeat(5, 1fr); } }
.etape { position: relative; padding: 0 0 34px 44px; border-left: 2px solid var(--ligne-sombre); margin-left: 9px; }
.etape:last-child { padding-bottom: 0; }
.etape::before {
  content: ''; position: absolute; left: -10px; top: 2px; width: 18px; height: 18px; border-radius: 50%;
  background: var(--encre); border: 2px solid var(--ambre);
}
.etape.forte::before { background: var(--rouge); border-color: var(--rouge); }
@media (min-width: 900px) {
  .etape { border-left: 0; border-top: 2px solid var(--ligne-sombre); margin: 0; padding: 34px 22px 0 0; }
  .etape::before { left: 0; top: -10px; }
}
.etape .quand { font: 600 0.8rem/1 var(--mono); color: var(--ambre); letter-spacing: 0.08em; margin-bottom: 12px; display: block; }
.etape.forte .quand { color: #ff5a6e; }
.etape h3 { font-size: 1.1rem; }
.etape p { color: rgba(255, 255, 255, 0.66); font-size: 0.93rem; margin: 0; }

/* Colonnes image + texte */
.duo { display: grid; gap: 44px; align-items: center; }
@media (min-width: 960px) { .duo { grid-template-columns: 1fr 1fr; gap: 72px; } .duo.inverse > :first-child { order: 2; } }
.duo .visuel { border-radius: 10px; overflow: hidden; position: relative; }
.duo .visuel img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.duo .visuel .cartouche {
  position: absolute; left: 16px; bottom: 16px; right: 16px; background: rgba(10, 16, 32, 0.9); color: #fff;
  padding: 16px 18px; border-radius: var(--rayon); font-size: 0.9rem; border-left: 3px solid var(--rouge);
}
@media (min-width: 720px) { .duo .visuel .cartouche { right: auto; max-width: 340px; } }
.duo .visuel .cartouche b { display: block; font: 700 0.72rem/1 var(--mono); letter-spacing: 0.12em; text-transform: uppercase; color: var(--ambre); margin-bottom: 6px; }
.liste-points { list-style: none; padding: 0; margin: 26px 0 32px; }
.liste-points li { display: grid; grid-template-columns: 46px 1fr; gap: 12px; padding: 16px 0; border-top: 1px solid var(--ligne); }
.sombre .liste-points li { border-color: var(--ligne-sombre); }
.liste-points .num { font: 700 0.85rem/34px var(--mono); color: var(--rouge); }
.liste-points b { display: block; font-family: var(--titre); font-size: 1.04rem; margin-bottom: 2px; }
.liste-points span { color: var(--gris); font-size: 0.95rem; }
.sombre .liste-points span { color: rgba(255, 255, 255, 0.66); }

/* Cartes */
.cartes { display: grid; gap: 18px; }
@media (min-width: 640px) { .cartes { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1020px) { .cartes.trois { grid-template-columns: repeat(3, 1fr); } .cartes.quatre { grid-template-columns: repeat(4, 1fr); } }
.carte { background: var(--blanc); border: 1px solid var(--ligne); border-radius: 10px; padding: 28px 26px; }
.section.blanc .carte { background: var(--papier); }
.sombre .carte { background: var(--encre-2); border-color: var(--ligne-sombre); }
.carte .icone { width: 44px; height: 44px; border-radius: 8px; display: grid; place-items: center; background: rgba(200, 16, 46, 0.09); color: var(--rouge); margin-bottom: 18px; }
.carte .icone svg { width: 22px; height: 22px; }
.carte p { color: var(--gris); font-size: 0.95rem; margin: 0; }
.sombre .carte p { color: rgba(255, 255, 255, 0.66); }
.carte.verte .icone { background: rgba(31, 122, 77, 0.1); color: var(--vert); }

/* Encadré juridique */
.encadre {
  background: var(--encre); color: #fff; border-radius: 10px; padding: 34px 28px; position: relative; overflow: hidden;
}
@media (min-width: 720px) { .encadre { padding: 48px 52px; } }
.encadre p { color: rgba(255, 255, 255, 0.74); }
.encadre.clair { background: var(--blanc); color: var(--texte); border: 1px solid var(--ligne); border-left: 4px solid var(--rouge); }
.encadre.clair p { color: var(--gris); }

/* Tarifs */
.tarifs { display: grid; gap: 18px; }
@media (min-width: 960px) { .tarifs { grid-template-columns: repeat(3, 1fr); } }
.tarif { background: var(--blanc); border: 1px solid var(--ligne); border-radius: 10px; padding: 32px 28px; display: flex; flex-direction: column; }
.tarif.mis-en-avant { background: var(--encre); color: #fff; border-color: var(--encre); position: relative; }
.tarif.mis-en-avant .badge { position: absolute; top: -12px; left: 28px; background: var(--rouge); color: #fff; font: 700 0.7rem/1 var(--mono); letter-spacing: 0.1em; text-transform: uppercase; padding: 7px 10px; border-radius: 4px; }
.tarif .prix { font: 800 1.9rem/1.1 var(--titre); margin: 6px 0 4px; letter-spacing: -0.02em; }
.tarif .sous { color: var(--gris); font-size: 0.9rem; margin-bottom: 20px; }
.tarif.mis-en-avant .sous { color: rgba(255, 255, 255, 0.65); }
.tarif ul { list-style: none; margin: 0 0 26px; padding: 0; font-size: 0.95rem; }
.tarif li { padding: 9px 0 9px 26px; position: relative; border-top: 1px solid var(--ligne); }
.tarif.mis-en-avant li { border-color: var(--ligne-sombre); }
.tarif li::before { content: ''; position: absolute; left: 1px; top: 18px; width: 11px; height: 6px; border-left: 2px solid var(--rouge); border-bottom: 2px solid var(--rouge); transform: rotate(-45deg); }
.tarif .btn { margin-top: auto; }

/* FAQ */
.faq { max-width: 860px; margin: 0 auto; }
.faq details { border-top: 1px solid var(--ligne); }
.faq details:last-child { border-bottom: 1px solid var(--ligne); }
.faq summary {
  list-style: none; cursor: pointer; padding: 22px 44px 22px 0; position: relative;
  font: 700 1.06rem/1.4 var(--titre);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; position: absolute; right: 4px; top: 16px; font: 400 1.7rem/1 var(--corps); color: var(--rouge); transition: transform 0.2s; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { color: var(--gris); padding-right: 30px; }

/* Appel final */
.appel { background: var(--rouge); color: #fff; padding: 72px 0; }
.appel .conteneur { display: grid; gap: 28px; align-items: center; }
@media (min-width: 900px) { .appel .conteneur { grid-template-columns: 1.4fr 1fr; } }
.appel h2 { margin: 0; }
.appel p { margin: 12px 0 0; color: rgba(255, 255, 255, 0.86); }
.appel .actions { display: flex; flex-wrap: wrap; gap: 12px; }
@media (min-width: 900px) { .appel .actions { justify-content: flex-end; } }
.appel .btn-blanc { background: #fff; color: var(--rouge); }
.appel .btn-blanc:hover { background: var(--papier); }

/* Formulaires */
.bloc-formulaire { display: grid; gap: 40px; }
@media (min-width: 1020px) { .bloc-formulaire { grid-template-columns: 0.85fr 1.15fr; gap: 64px; align-items: start; } }
.formulaire { background: var(--blanc); border: 1px solid var(--ligne); border-radius: 12px; padding: 28px 20px; box-shadow: 0 30px 60px -40px rgba(10, 16, 32, 0.4); }
@media (min-width: 720px) { .formulaire { padding: 40px; } }
.champs { display: grid; gap: 18px; }
@media (min-width: 640px) { .champs { grid-template-columns: 1fr 1fr; } .champs .large { grid-column: 1 / -1; } }
.champ label { display: block; font: 600 0.86rem/1.3 var(--titre); margin-bottom: 7px; }
.champ label small { font-weight: 400; color: var(--gris); }
.champ input, .champ select, .champ textarea {
  width: 100%; font: 400 16px/1.4 var(--corps); color: var(--texte);
  background: var(--papier); border: 1px solid #d4cfc3; border-radius: var(--rayon); padding: 13px 14px;
  transition: border-color 0.15s, box-shadow 0.15s, background 0.15s;
}
.champ textarea { min-height: 120px; resize: vertical; }
.champ input:focus, .champ select:focus, .champ textarea:focus { outline: 0; border-color: var(--encre); background: #fff; box-shadow: 0 0 0 3px rgba(10, 16, 32, 0.1); }
.champ select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none' stroke='%230e1424' stroke-width='2'%3E%3Cpath d='M1 1l5 5 5-5'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 38px; }
.choix { display: grid; gap: 10px; }
@media (min-width: 640px) { .choix { grid-template-columns: 1fr 1fr; } }
.choix label { display: flex; gap: 12px; align-items: flex-start; padding: 14px; border: 1px solid #d4cfc3; border-radius: var(--rayon); cursor: pointer; font: 500 0.95rem/1.35 var(--corps); margin: 0; background: var(--papier); }
.choix label:has(input:checked) { border-color: var(--encre); background: #fff; box-shadow: 0 0 0 1px var(--encre); }
.choix input { margin-top: 3px; accent-color: var(--rouge); width: auto; }
.choix small { display: block; color: var(--gris); font-weight: 400; font-size: 0.84rem; margin-top: 2px; }
.accord { display: flex; gap: 12px; align-items: flex-start; font-size: 0.86rem; color: var(--gris); margin: 22px 0; }
.accord input { margin-top: 4px; accent-color: var(--rouge); flex: none; width: 17px; height: 17px; }
.piege { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.formulaire .btn { width: 100%; font-size: 1.02rem; padding: 17px; }
.formulaire .btn[disabled] { opacity: 0.6; cursor: wait; }
.message-form { display: none; margin-top: 16px; padding: 14px 16px; border-radius: var(--rayon); font-size: 0.94rem; }
.message-form.erreur { display: block; background: #fdecee; color: var(--rouge-fonce); }
.succes { display: none; text-align: center; padding: 30px 6px; }
.succes .coche { width: 64px; height: 64px; border-radius: 50%; background: rgba(31, 122, 77, 0.12); color: var(--vert); display: grid; place-items: center; margin: 0 auto 20px; }
.succes .coche svg { width: 30px; height: 30px; }
.succes .ref { font: 600 1rem/1 var(--mono); background: var(--papier); display: inline-block; padding: 10px 14px; border-radius: 4px; margin: 6px 0 16px; }
.formulaire.envoye form { display: none; }
.formulaire.envoye .succes { display: block; }
.rassurance { font-size: 0.84rem; color: var(--gris); display: flex; gap: 8px; align-items: center; justify-content: center; margin-top: 14px; }
.rassurance svg { width: 14px; height: 14px; flex: none; }

/* Pied de page */
.pied { background: var(--encre); color: rgba(255, 255, 255, 0.7); padding: 64px 0 32px; font-size: 0.93rem; }
.pied .grille { display: grid; gap: 36px; padding-bottom: 44px; border-bottom: 1px solid var(--ligne-sombre); }
@media (min-width: 900px) { .pied .grille { grid-template-columns: 1.6fr 1fr 1fr 1fr; } }
.pied .logo { color: #fff; margin-bottom: 16px; }
.pied h4 { color: #fff; font-size: 0.8rem; font-family: var(--mono); letter-spacing: 0.12em; text-transform: uppercase; margin-bottom: 16px; }
.pied ul { list-style: none; margin: 0; padding: 0; }
.pied li { margin-bottom: 10px; }
.pied a { text-decoration: none; }
.pied a:hover { color: #fff; }
.pied .bas { padding-top: 26px; display: flex; flex-wrap: wrap; gap: 12px 26px; justify-content: space-between; font-size: 0.84rem; }

/* Pages de texte */
.texte-legal { max-width: 780px; }
.texte-legal h2 { font-size: 1.4rem; margin-top: 2em; }
.texte-legal p, .texte-legal li { color: #333a4a; }
.a-completer { background: #fff4d6; padding: 1px 6px; border-radius: 3px; font-family: var(--mono); font-size: 0.88em; }

/* Apparition */
.apparait { opacity: 0; transform: translateY(18px); transition: opacity 0.6s ease, transform 0.6s ease; }
.apparait.visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .apparait { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } }
a.piege:focus { left: 16px; top: 16px; width: auto; height: auto; z-index: 100; background: #fff; color: var(--texte); padding: 10px 14px; border-radius: 4px; }